How to Start a Business in Bosnia

How to Start a Business in Bosnia?

Why Start a Business In Bosnia

The emerging economy of the European country, Bosnia and Herzegovina is a great place to set up shop for your business. It not only is rich in natural resources but also favorably located in Europe, connecting major trade hubs such as Germany. In addition to this, the country, as part of Europe has free trade agreements that allow for exports and tax benefits for investors. Besides, as a growing economy, the government provides many incentives for the investor such as low tax rates and well developed industrial zones to start shop at.

And according to The World Bank, the economy with a steady growth of over 3.5% also allows for lower costs of running a business and labor. This is especially beneficial for setting up large production plants with global exports in mind. Examples of such companies are Agrokomerc, Aluminij Mostar, Banjalučka Pivara, Bihaćka Pivovara, and many other large exporters and production units. These companies mostly focus on automotive parts, metal processing, timber, food processing, and textiles. And with the wide range of rich natural resources that largely are waiting to be tapped in this country, the raw material is also easily accessible and cheaper.

In addition to this, as a European country, the standard of education is on par with the rest of the world and many of their young people are trained and primed for good employment. Hence, it is relatively easier as well as cheaper for companies to hire skilled labor from here. And not to mention the craftsmanship and skill that has been passed down from before the world wars from generation to generation, equipping the younger generation to be well sought-after labor. Thus making the developing economy of Bosnia and Herzegovina a great place to start a business.

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Competitive Pricing

Our Support for Starting Business in Bosnia:

Million Makers, Bosnia | We are One stop business management consultant in Bosnia, mainly, Sarajevo and Augusta and 105 Countries providing support to starting a business in Bosnia (106 Countries Covered, including, Bosnia). Customized solutions for families, individuals, business(s) and corporate helping you in Bosnia and also internationally, if required, company formation in Bosnia, offshore company formation consultation in Bosnia, open bank account in Bosnia, trademark registration in Bosnia for 119 countries, business licensing in Bosnia, virtual office in Bosnia, VoIP Services like virtual phone number in Bosnia, setup business in Bosnia, legal services in Bosnia, business valuation in Bosnia, financial services in Bosnia, real estate services in Bosnia, turn around consultancy in Bosnia, equipment and working capital financing in Bosnia, due diligence in Bosnia, candidate search in Bosnia, human resources in Bosnia, sales of business in Bosnia, CRM Solution in Bosnia, payment gateway in Bosnia, and many more business services in Bosnia.

International Software company for Bosnia providing IT support like Web development in Bosnia, Ecommerce development in Bosnia, App development in Bosnia, digital marketing in Bosnia, software development in Bosnia and Blockchain development in Bosnia and Web designing in Bosnia to name a few at affordable price in Bosnia.

Supported Cities in Bosnia

Start a Business in Sarajevo

Start a Business in Augusta

Starting a new business in Bosnia

Entry to Bosnia marketplace is a key to success for your business expansion in Bosnia. The most effective way to reach Bosnia`s markets, mainly, Sarajevo and Augusta is with your company in Bosnia, to take advantage of Bosnia`s tax rates. Setting up a company in Bosnia with help of our skilled team for company formation in Bosnia, import-export in Bosnia, immigration to Bosnia, real estate in Bosnia, supply chain in Bosnia and HR Consulting in Bosnia.
Years of experience in perfecting our specialization for Bosnia and international associations for Bosnia, especially, TIrana and Augusta and partnerships for Bosnia in providing excellent solutions to our clients for Bosnia at best Competitive prices.

Company Formation in Bosnia

To start a business in Bosnia, first step should be, Company formation in Bosnia is a term which describes process of registering your business in Bosnia. Firstly, Company`s name availability in Bosnia is checked and then required documents for starting your business in Bosnia are processed. Company Registration in Bosnia is an easy process!

Register company

Shelf Company in Bosnia

We offer shelf company support in 106 Countries including Bosnia and US. A shelf corporation in Bosnia, also known as a shelf company in Bosnia or “aged corporation” in Bosnia, is a company formed in Bosnia and then “put on a shelf” for ageing for years in Bosnia. (International Practice). No business and has no real assets.

Buy shelf company 

Offshore Company formation Bosnia

For Clients from Bosnia, If you are looking for International business growth from Bosnia, Offshore Company registration outside Bosnia, could be your answer and help to spread your wings outside Bosnia, then, offshore company can give you the freedom in Bosnia to start your international business from Bosnia.

Register Now

Open Bank Account in Bosnia

After company registration in Bosnia, opening a business bank account in Bosnia is one of the most important things to do when starting a business in Bosnia. Business bank account in Bosnia plays a key role for your startup business in Bosnia allowing you to keep a track of business expenses in Bosnia, simplify tax reporting in Bosnia and deposit payments under your company in Bosnia.

Open account

Open Offshore Bank Account from Bosnia

If you are starting your own business in Bosnia and are looking for offshore banking, it is made easy to open an Offshore bank account from Bosnia. All it takes is filling out paperwork in Bosnia, supplying identity documents in Bosnia and providing additional information in Bosnia to show that you are not planning from Bosnia any illegal activity.

Open account

Merchant Account for Bosnia & Payment Gateway for Bosnia

eCommerce Payment Solution for Bosnia, all-in-one payment platform Payment gateway for business in Bosnia and merchant account for start-up business in Bosnia might sound complicated, but it is not. Payment gateway for Bosnia, payment processor for Bosnia and merchant account for new business in Bosnia — if you’re an eCommerce merchant in Bosnia

Payment gateway in Bosnia for over 170 countries
Merchant account in Bosnia – Accept 200 currencies

Accept payment in Bosnia from more than 300 payment methods

 

Merchant Account   Payment Gateway

Business for sale in Bosnia

Buy existing business in Bosnia to start your own business in Bosnia.To start business in Bosnia purchase of existing business in Bosnia, can also be considered.
Sale of business in Bosnia happens either a person buys company stock in Bosnia or buys company`s assets in Bosnia.

Proper due diligence has to done before sale of business in Bosnia. Parties have to be aware of consequences of entering a sale of business in Bosnia and the legal implications behind it.

Buy business

Accounts Outsourcing in Bosnia

After addressing your concern on how to start a business in Bosnia, next step suggested is outsource accounting in Bosnia, so that, you can focus on your business in Bosnia.

Accounts outsourcing serves different industries in Bosnia for unique needs and requirements. Accounts outsourcing services offered in Bosnia will help you to identify financial indicators in Bosnia enabling you take right decisions.

Accounts outsourcing services offered:

–          Accounting Services in Bosnia

–          Bookkeeping Services in Bosnia

–          Payroll in Bosnia

–          Taxation in Bosnia

Hire accountant

Essential services for starting a business in Bosnia

 

When you are starting a business in Bosnia there is lot more support that you would need in Bosnia, lots of services related to cover you for regulations in Bosnia, which may help you in your success!

Financial Services Licensing in Bosnia

Starting a business in Bosnia or already owner of an established business in Bosnia, if need assistance for financial licensing from Bosnia for EU or offshore license for Banking license from Bosnia, license for Crypto exchange and ICO or gambling license from Bosnia in various jurisdictions.

 

Financial Services License support to clients from Bosnia for below mentioned:

– Trading License from Bosnia

– Business License from Bosnia

Banking License from Bosnia

Investment Funds License from Bosnia

ICO & Crypto currency Exchange License and Crypto Setups from Bosnia

Gambling License from Bosnia

Payment Intermediary from Bosnia and Bank License from Bosnia

 

Foreign Investment Dealers from Bosnia, Asset Management License from Bosnia, Public mutual fund from Bosnia, Investment Bank license from Bosnia, Sandbox from Bosnia, Collective Investment Scheme & Fund License from Bosnia, Money Transmission and Payment Processing from Bosnia, Services-Based Operator (SBO) License from Bosnia, Payment service provider from Bosnia, Collective Investment Scheme (Cis) & Fund License from Bosnia, Payment Intermediary Services License from Bosnia, Registration of Fund Manager and Administrator for mutual fund from Bosnia, E-Money & Payment Institutions from Bosnia, Crypto License…

EU & offshore jurisdictions

Tailor-made solutions

Competitive fees

Get Financial Services Licensing in Bosnia and need professional advice at Affordable price

 

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Virtual Office in Bosnia

Virtual Office in Bosnia provides you a profession virtual address in Bosnia, also known as, your virtual business address in Bosnia

If you are starting a business in Bosnia, then, virtual office outside Bosnia for international business can help. Virtual office in Bosnia helps you manage telephone service in Bosnia, fax service in Bosnia, business address in Bosnia, packages in Bosnia and mail handling in Bosnia. Virtual Office is for businesses which don’t need office space in Bosnia but only need office services.

Considering to open a Virtual Office for Bosnia and need professional advice at Affordable price

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VoIP – Virtual Number for Bosnia

Business VoIP | Residential VoIP
VoIP services offered for both business in Bosnia and Residential VoIP.

Virtual Number for Bosnia | 89 Countries | 290 Cities

VoIP telephony solutions in Bosnia and VoIP services offered in Bosnia:

– Cloud IP PBX in Bosnia

– VoIP Calls in Bosnia

– Virtual Number in Bosnia

– Receive SMS messages in Bosnia

– SIP termination for Bosnia

– Call Center Solutions in Bosnia

– DID Number for Bosnia

– Conference Call in Bosnia

– VoIP Termination for Bosnia

– Fax over IP (FoIP) for Bosnia

– PC-to-Phone for Bosnia

– Video VoIP (VVoIP) for Bosnia

Looking for VoIP in Bosnia or Virtual number for Bosnia or 89 countries at Affordable price

 

CRM Solutions in Bosnia

Customer relationship management (CRM) software in Bosnia helps in good ongoing relationships with your customers in Bosnia.

If you are starting your own business in Bosnia, we would suggest that you should have a proper CRM software in Bosnia.

Take control of your business processes in Bosnia, sales funnel in Bosnia, your communication and customer support in Bosnia.

We provide CRM solutions in Bosnia to integrate the power of effective CRM software with your business in Bosnia to empower you with better control on your business.

Full power of CRM in Bosnia

 

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Trademark Registration in Bosnia

International Trademark Registration from Bosnia for 119 Countries with only 1 application for.

Also, can help you register your Trademark in Bosnia for your intellectual property.

Process trademark registration for/from Bosnia

 

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Logo Designing in Bosnia

Starting business in Bosnia, you need unique identity, international, custom logo for your success in Bosnia created by our international designers.
Logo designing for new business Bosnia crafted by our International Logo Design Team for Bosnia.
Professional Logo designing

Let us create a professional logo for You

 

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Custom Website designing in Bosnia

Whether your business in Bosnia is new or old but if you do not have a website for your business in Bosnia, your digital presence is missing.

Affordable Website designing in Bosnia

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International Business Consultants in Bosnia

Our Business Consultants in Bosnia provide business consulting in Bosnia for starting business in Sarajevo or starting business in Augusta, be it small business in Bosnia, either small business in Sarajevo or small business in Augusta or  large corporation in Bosnia, Business Expansion in Bosnia. Business Consulting in Bosnia, including Business Consulting in Sarajevo and Business Consulting in Augusta for Startup Business in Bosnia. Best Business Consultants in Bosnia, including Best Business Consultants in Sarajevo and Best Business Consultants in Augusta at Affordable pricing in Bosnia.

Best Consultants in Sarajevo | Best Consultants in Augusta

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105 Countries + Bosnia

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Featured Business Services in Bosnia

Human Resource in Bosnia

  • Free job postings for employers in Bosnia

    Indeed, if, you have started business in Bosnia, then, you need human resources in Bosnia for success and growth, we support you with free job postings for employers in Bosnia.

    Job Site free for companies

    – Find Candidates in Bosnia

    – Submit free job postings in Bosnia

    We can try to help you to hire employees in Bosnia, through our HR Consulting service for Bosnia, so that, you can focus on your business in Bosnia.

    Indeed, good human resources help you build better Future!

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  • Human Resources Consulting in Bosnia

    HR consultant can help a lot when you start a business in Bosnia, in meeting, human resources related requirement in Bosnia.

    Human resources consulting provided by us In Bosnia, can offload HR processes and recruitment in Bosnia which is a specialized job for your HR based needs.

    Indeed jobs and vacancies in Bosnia that are of crucial nature for Bosnia, help to speedily hire.
    – Human Resources Consulting for Bosnia with us:
    – 105 Countries and Bosnia – International experience.

    Best international HR practices followed in Bosnia.

    Experience with multiple industries in Bosnia.

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  • Executive Search for Bosnia

    Million Makers provides executive search consulting in Bosnia of executive search with a commitment to provide best in Bosnia for management recruitment services in Bosnia.

    Expects at finding the right leadership talent for your business in Bosnia who is vital for your long-term success.

    We conduct executive search in Bosnia and internationally from director to “C” suite levels for Bosnia. Your confidential executive search for Bosnia would be monitored by our senior partner for Bosnia with extensive experience.

    Our executive search team for Bosnia does an in-depth screening of candidates for Bosnia for your business to save your company`s time and money.

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  • Talent Acquisition in Bosnia

    Talent Acquisition is a holistic, ongoing process for your business in Bosnia which involves three steps:

    – Recruit candidate for your business in Bosnia

    – Select candidate for your business in Bosnia

    – On boarding of candidate for your business in Bosnia.

    Our goal of Talent Acquisition in Bosnia shall be, far beyond filling up positions in Bosnia, but to strategically attract, source, recruit for Bosnia and on-board the best talent either from Bosnia or internationally who can help you meet your business objectives in Bosnia.

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  • Recruiting Process Outsourcing in Bosnia (RPO)

    We provide recruitment process outsourcing service in Bosnia, to make your business start-up succeed.

    RPO provider in Bosnia, also known as, Recruiting Process Outsourcing provider in Bosnia acts as an extension for your company’s HR in Bosnia providing a holistic hiring solution. An RPO provider in Bosnia can deliver necessary employees in Bosnia, technology and methodology needed for your success in Bosnia to fulfill your recruitment requirements.

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  • Bosnia Jobs

    (This one is for candidates in Bosnia indeed searching for jobs in Bosnia)

    Search jobs in Bosnia

    If you are looking for job position Intern in Bosnia, jobs for experienced in Bosnia, jobs in Bosnia, IT jobs in Bosnia, labor jobs in Bosnia, security jobs in Bosnia, sales jobs in Bosnia, business development jobs in Bosnia, HR jobs in Bosnia, seasonal labor jobs in Bosnia, jobs in Bosnia, human resources jobs in Bosnia, web development jobs in Bosnia, blockchain jobs in Bosnia, then, you are at the right place!

    We have job search sites in Bosnia which helps candidate in finding job in Bosnia and at 106 International locations

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Financial Planning in Bosnia

  • Financial Licensing in Bosnia

    Starting a business in Bosnia or already owner of an established business in Bosnia, if need assistance for financial licensing from Bosnia for EU or offshore license for Banking license from Bosnia, license for Crypto exchange and ICO or gambling license from Bosnia in various jurisdictions.

    Financial License support for Bosnia:

    –     Business License from Bosnia

    –     Trading License from Bosnia

    –     Banking License from Bosnia

    –     Crypto Exchange License from Bosnia

    –     Crypto currency ICO launch license

    –     Investment Funds License from Bosnia

    –     Gambling License from Bosnia

    –     Payment Intermediary license from Bosnia

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  • Working capital financing in Bosnia

    Working Capital in Bosnia = Current Assets in Bosnia – Current Liabilities in Bosnia

    Cash flow in Bosnia is the center for small business in Bosnia.

    For working capital financing in Bosnia

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  • Compliance and Due diligence in Bosnia

    Acquisition of business in Bosnia without conducting due diligence in Bosnia, on creditors, taxation dues in Bosnia and purchase price of that business as per Bosnia`s market; is not recommended. For Business Consulting in Bosnia related to Due Diligence in Bosnia, you can.

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  • Equipment financing in Bosnia

    Equipment financing in Bosnia allows you 100% financing for new equipment in Bosnia for your new business in Bosnia

    For Equipment financing in Bosnia: Know More

  • Turn around consultancy in Bosnia

    International Turnaround consultants in Bosnia help to change business processes in Bosnia to help increase profits in Bosnia, decrease costs, improve cash flow, etc. Businesses in Bosnia use turn around services in Bosnia to improve business.

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Software Company in Bosnia

Real Estate Services in Bosnia

  • Apartment for Sale in Bosnia

    Buying or selling a property in Bosnia. Try our free real estate portal in Bosnia. Find flat for sale in Bosnia.

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  • Apartment for rent in Bosnia

    Want to rent a flat in Bosnia. Free real estate portal in Bosnia. Find flat for rent in Bosnia.

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  • Office for rent in Bosnia

    To start new business in Bosnia one would need office in Bosnia. To find an office in Bosnia, connect with office owners in Bosnia for Free!

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  • Agricultural Land for Sale in Bosnia

    Looking for agricultural land in Bosnia, Search no further, use our Bosnia`s free property listings.

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  • Personalized Services

    Bosnia is a great country, but finding what you want in Bosnia, at times could be difficult, use our personalized services for Bosnia. All you want, what you want!

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Classified Services in Bosnia

  • Office furniture in Bosnia

    If new to Bosnia, search for Office furniture in Bosnia.

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  • IT Equipment in Bosnia

    Looking for IT equipment for purchase in Bosnia for your new business.

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  • Car for sale

    Need a car in Bosnia for your business. Meet the local car sellers in Bosnia

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  • Home appliances in Bosnia

    Find home appliances in Bosnia like coffee maker in Bosnia, microwave Owen, etc.

    Know More

  • Team Recruitment in Bosnia

    Find Candidates in Bosnia through our Job Site

    Classified Portal


  • And Lot More in Bosnia…

     

Affordable Immigration Solution

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Zero Investment business opportunity in Bosnia

How to start a business with no money in Bosnia?

JOIN OUR PARTNERSHIP PROGRAM IN Bosnia, International Business

Opportunities: Zero Investment business opportunity in Sarajevo and Zero Investment business opportunity in Augusta, which is an answer for, How to start a business with no money in Bosnia? including How to start a business with no money in Sarajevo? and How to start a business with no money in Augusta?

Lets work together to meet our business goals

M

Our Aim for partnership programs in Bosnia:

Our aim is to build and maintain in Bosnia, long–term mutually beneficial partnerships in Bosnia with Free Lancers in Bosnia, Professional Intermediaries in Bosnia, corporate service providers in Bosnia helping them to provide international services in Bosnia and opening new business avenues for them in Bosnia.

International business opportunities in Bosnia and with 3 Plans:

  • Partnership Program in Bosnia
  • Franchise with us in Bosnia
  • Become an affiliate for Bosnia

Partnership opportunity in Sarajevo | Franchise opportunity in Sarajevo | Partners opportunity in Sarajevo | Partnership opportunity in Augusta | Franchise opportunity in Augusta | Partners opportunity in Augusta

 

1

Partnership opportunities in Bosnia

 

We at Million Makers, offer global business opportunities in Bosnia and partnership opportunities in Bosnia across a wide range of services that you can offer, like, Business Consultancy in Bosnia, Immigration support in Bosnia, Global corporate services in Bosnia, Global Financial Services in Bosnia and access Global Real Estate Services in Bosnia.

Hire team of partners in Bosnia, earn on team`s business!

No Investment required in Bosnia

2

Franchise opportunities in Bosnia

 

We at Million Makers encourage people in Bosnia who want to find franchise opportunities in Bosnia.
If you are looking for franchise in Bosnia to provide international services from Bosnia, then, you are in the right place for Bosnia.

Start franchise business today!

Take franchise today!

3

Partners opportunities in Bosnia

 

We provide affiliate marketing opportunities in Bosnia for people who work from home in Bosnia. Bring clients from Bosnia or other locations and earn from home in Bosnia.

Separate account for you to check details of referrals, closures and earnings.

Hire team of Partners in Bosnia, earn on team`s business!

Business Expansion Support

Secure the Future of Your Business in Bosnia

Legal Services

Affordable legal services in Bosnia for Families in Bosnia, Individual in Bosnia, Students in Bosnia, Companies in Bosnia and Corporates in Bosnia. Reach Out for free consultation

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Due Diligence and Compliance

Our Compliance and due diligence team in Bosnia has extensive expertise in accounting in Bosnia, taxation in Bosnia, business valuation in Bosnia, due diligence in Bosnia.

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Frequently Asked Questions – Starting Business in Bosnia

How to start a business in Bosnia, how to start business in Sarajevo, how to start business in Augusta?

Answer to your question How to start a business in Bosnia, including cities How to start a business in Augusta and How to start a business in Sarajevo concrete business plan for Bosnia, finances and a knowledge partner for Bosnia who can guide on processes in Bosnia, Major support for How to start business in Sarajevo? or How to start business in Augusta?
How to start a business in Augusta | How to start a business in Sarajevo

Affordable Business Consultant in Sarajevo | Affordable Business Consultant in Augusta

Can you help starting a business in Bosnia, starting a business in Sarajevo, starting a business in Augusta today?

To “start a business” in Bosnia, we as your international Partner for Bosnia, can help in company formation in Bosnia, setting up other mandatory supports for Bosnia. Help you with important services in Bosnia required to start your own business in Bosnia.
Starting a business in Augusta | Starting a business in Sarajevo today!

Best Business Consultant in Sarajevo | Best Business Consultant in Augusta


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How to start your own business in Bosnia?

Answer to your question “how to start your own business” in Bosnia, it is very important to have a strong business plan in Bosnia, vision, funding and business consultant for Bosnia who can inform you for services that might need to setup business in Bosnia.
Start your own business in Sarajevo or Start your own business in Augusta Today!

Best Business Consultants in Sarajevo | Best Business Consultants in Augusta

How to start a business with no money in Bosnia, start a business with no money in Sarajevo, start a business with no money in Augusta today?

Answer to your question “how to start a business with no money” in Bosnia.
Please refer to Zero Investment business in Bosnia.
Start a business with no money in Sarajevo or Start a business with no money in Augusta, Today!

Affordable Business Consultants in Sarajevo | Affordable Business Consultants in Augusta

Can you help me with business plan for Bosnia, business plan for Sarajevo, business plan for Augusta?

Business planning in Bosnia which includes business plan for business in Bosnia has to be formalized by you.
Business plan for Sarajevo or Business plan for Augusta.

Experienced Business Consultant in Sarajevo | Experienced Business Consultant in Augusta

I need business ideas for Bosnia, business ideas for Sarajevo, business ideas for Augusta?

We keep sending business ideas for Bosnia to our subscribers.
Business ideas for Sarajevo and Business ideas for Augusta.

Experienced Business Consultants in Sarajevo | Experienced Business Consultants in Augusta

How to start a small business in Bosnia, start a small business in Sarajevo or start a small business in Augusta?

Answer to your question “how to start a small business” in Bosnia. Be it,starting a small business in Bosnia or starting a big business in Bosnia, lot of planning and execution in Bosnia is needed.
Start a small business in Sarajevo or Start a small business in Augusta.
Consultant to start a small business in Sarajevo | Consultant to start a small business in Augusta.

How to start a company in Bosnia?

Start a company in Bosnia, also known as, company formation in Bosnia. We help for company formation not only in Bosnia, including start a company in Sarajevo and start a company in Dures but also 106 international jurisdictions and 50 states of USA.
Start a company in Sarajevo | Start a company in Augusta

How to Invest in Bosnia, Invest in Sarajevo or Invest in Augusta?

Invest in Bosnia by making investment in Bosnia, through your company in Bosnia, seek Business Consulting in Bosnia`s Suggestions.
Invest in Sarajevo or Invest in Augusta.

Best Business Advisor in Sarajevo | Best Business Advisor in Augusta

I need a financial services license in Bosnia, cryptocurrency license bosnia, crypto license in Bosnia, crypto exchange license in Bosnia, gambling license in Bosnia, banking license in Bosnia, trading license in Bosnia, business license in Bosnia, especially, cryptocurrency license in Bosnia for EU offshore locations?

We have a division which helps clients for financial services license in Bosnia, crypto exchange license in Bosnia, crypto license in Bosnia, cryptocurrency license Bosnia, banking license in Bosnia, gambling license in Bosnia, business license in Bosnia, trading license in Bosnia, financial services license in Sarajevo, crypto exchange license in Sarajevo, cryptocurrency license Sarajevo, crypto license in Sarajevo, banking license in Sarajevo, gambling license in Sarajevo, business license in Sarajevo, trading license in Sarajevo, financial services license in Augusta, crypto exchange license in Augusta, cryptocurrency license Augusta, crypto license in Augusta, banking license in Augusta, gambling license in Augusta, business license in Augusta, trading license in Augusta for EU offshore Jurisdictions.

Financial Services License Sarajevo | Financial Services License Augusta

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If your business in Bosnia is a start-up. Special support from International Business Consultants in Bosnia and internationally.

One Stop Shop in Bosnia

Competitive Pricing in Bosnia

Personalized service in Bosnia

Tailor Made Approach in Bosnia

Hand Holding in Bosnia

Client Acquisition Support in Bosnia

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